Loan Programs - Rental Property Loans

Refinance of Income Producing Rental Properties

Fix and Flip Loans

Transactional Funding

Cash Out Refinance

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Rental Property Hard Money Loans

Our rental property loans provide funding for buy-and-hold investors who want to start or expand their rental investment portfolio.

Typically, these rental properties do not require capital improvements and the real estate investor is looking for a long-term solution, at an attractive rate.

Underwriting is heavily weighted on the DSCR (Debt-Service Coverage Ratio) and not the individual's DTI (Debt to Income), and no personal income verification is required.

RFH Capital Partners is a direct lender that only lends to legal entities. We do not rely on financial institutions for funding and can usually close a loan in 14 days.

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Rental Property Hard Money Loan Terms


Personal Income Verification

$100K - $1MM

Loan Size

2% - 4%



Starting Interest Rate


Maximum ARV